Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

What Life Insurance Policy Is Best For Me?

If you have a family depending on you, it is more important now than ever to have life insurance. There are many factors to consider when shopping for a policy. Our friendly agent can help you get the best quote on life insurance that suits your family’s needs. What Are The Major Types Of Life Insurance? The two major types of life insurance are term...

Is There Collector’s Insurance For Vehicles Other Than Cars?

Classic car owners know the value of collector car insurance. But what if your vintage vehicle is other than a car? Collector’s insurance is also available for owners of antique motorcycles, boats, and RVs. Collector’s Motorcycle Insurance Classic motorcycles are a passion for many collectors. You may want to consider collector motorcycle insurance if you own vintage or antique bike such as a: Triumph Bonneville...

Am I Required To Buy A Company’s Life Insurance Once They Finance A Physical Exam?

Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean you are under any obligation to purchase life insurance from...

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...