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About Us

KLT Insurance was founded with a mission to build long-lasting relationships with our clients by fostering the three pillars of Know, Like, and Trust. Our team of experienced insurance professionals is committed to providing personalized solutions to protect what matters most to our clients.

At KLT Insurance, we believe that knowledge is power. We stay up-to-date on the latest industry trends and regulations to provide our clients with the most informed advice and solutions. We take the time to listen to our client’s needs and concerns, and we use our expertise to tailor insurance plans that meet their unique requirements.

We also understand the importance of building genuine relationships based on mutual respect and trust. Therefore, we strive to create a friendly, welcoming environment where our clients feel comfortable discussing their insurance needs. Our team is dedicated to going above and beyond to ensure our clients feel valued and understood.

Finally, we recognize that trust is the foundation of any successful business relationship. That’s why we always operate with transparency and integrity. We are committed to doing what’s best for our clients, even if it means recommending a different insurance solution than what we offer.

At KLT Insurance, we are more than just an insurance provider – we are a partner in protecting your future. Contact us today to experience the Know, Like, and Trust difference.

An Independent Advantage

We are Independent Agents in North Ridgeville, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. KLT Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Explained everything in detail and took time to answer all my questions.

Ans A

I would recommend KLT Insurance to anyone.

Steve B

Chris made shopping for home and auto insurance a breeze

Andrew R

Absolutely recommend KLT!!

Matt G

Let Chris do the insurance shopping for you

Joe M
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